Whole-Life Plan

Whole Life Plan provides permanent death benefit coverage for the life of the insured. If the policy was in force at the time of the insured’s death, lump sum amount is paid out to the beneficiary.
This type of policy is valid for your entire life time and offers dual benefits of life cover and bonus.

JEEVAN SAHARA BIMA

Composition of Endowment and Whole Life Policy. Sum Assured with Bonus is paid at the time of maturity. In Case of Death, during the policy term Sum Assured with Bonus is paid. In case of Accidental Death, basic Sum Assured and Accidental Sum Assured with Bonus is payable.

Again, risk will be cover for their whole life. In case of death after policy term again Sum Assured with Bonus is payable, ADB as well CI facilities are available. 

Entry Age :

16 to 65 years

Maximum Maturity Age :

70 years

Terms of Policy :

5 to 65 years

Minimum Sum Assured :

NRs. 50,000

Maximum Sum Assured :

As per income Source.

Medical Requirement :

As per Company Rule.

Payment Mode :

Yearly, Half-Yearly & Quarterly.

Accidental Benefit :

ADB Available up to Max. 100,00,000/-.

Loan Facility: :

Upto 90% of the surrender value after payment of 2nd yearly premium.

Rebate

1. Discount on mode of payment:

Mode of Payment

Discount

Yearly                  

1.5%

Half Yearly         

Nill

Quarterly   

3% Additional

2. Discount on Sum Assured:

Sum Assured

Discount (Per thousand)

Up to Rs.2,00,000/-

Nill

Rs.2,01,000/- to Rs.3,00,000/-

Rs.1/-

Rs.3,01,000/- & above

Rs.2/-

First Policy Issue Date : 2006-06-28